Terms of service
Last updated: July 10, 2026
1. Who we are
These terms govern your use of the ValuWise website and services, operated by {VALUWISE LEGAL ENTITY, ADDRESS} ("ValuWise", "we"). By using the site you agree to these terms. If you enter a separate written agreement with us (for example a service agreement for the Value Growth program), that agreement controls where the two differ.
2. The free tools
The value calculator and exit readiness score are free educational tools. Their results are preliminary estimates and screening scores expressed as wide ranges with stated assumptions. They are not valuations, appraisals, or advice of any kind, and no figure they produce is a promise about what your business is worth or will sell for. Nothing you enter into the tools is stored on our servers unless you explicitly ask us to email you a copy.
3. The free valuation
If you request a full valuation, we first sign a mutual non-disclosure agreement, then you provide financial information. We aim to deliver within 48 hours of receiving complete requested information; if events beyond our reasonable control intervene, we will tell you honestly and deliver within 72 hours unless we agree otherwise. Valuations are professional opinions expressed as ranges with stated methods and assumptions — never guarantees. They are not appraisals for tax, litigation, or lending purposes.
4. The Value Growth program
The paid program is offered under a separate service agreement presented before you pay. Its headline terms, which these terms do not weaken: $350–500/month with the price shown before you commit; cancel anytime with effect at the end of the paid period, with no cancellation fees and no retention tricks; 14-day money-back on your first month; your joining price honored for at least 12 months.
5. What we are not
ValuWise is not a business broker, securities broker-dealer, investment adviser, accountant, or law firm, and nothing on this site or in our deliverables is brokerage, investment, tax, or legal advice. If you pursue a sale, transaction services are provided by an independent licensed broker under a separate agreement between you and that broker, whose fee structure is shown to you in writing before you commit to anything. We never handle transaction funds. Your business decisions remain yours.
6. Your responsibilities
Provide information that is accurate and complete to your knowledge — our deliverables are only as good as the inputs. Use the site lawfully; do not probe, disrupt, or attempt to access data that isn't yours.
7. Intellectual property
The site, tools, methodologies, and deliverable formats are ours or our licensors'. Your business data is yours; deliverables we prepare for you are yours to use for your business purposes. Our handling of your data is governed by the privacy policy and, once signed, your NDA.
8. Liability
To the extent permitted by law: the free tools and site are provided as-is; neither party is liable for indirect or consequential damages; and our total liability connected to paid services is capped at the fees you paid us in the 12 months before the claim. Nothing limits liability that cannot lawfully be limited. {COUNSEL: validate cap and carve-outs for the operating state}
9. General
Governing law: {STATE}; venue: {COUNTY, STATE}. If a clause is unenforceable, the rest stands. We may update these terms; material changes are announced on this page with a new date, and continued use after that constitutes acceptance. Questions: see the contact section on the homepage.